Pack Mentality and the Euro

Britain, Sweden and Czechoslovakia have decided the Euro agreement is not a good one for their countries. As in any group think there are times when it leads the lemmings off the cliff into their own self destruction. Perhaps we ought to be paying more attention to those countries who take the divided path? Those countries, civilizations or individuals who forge the untraveled road are often those with vision. What a quandary we live in! Group consensus leading to extinction or learning to ask the unspoken questions aloud and accept the consequences from the lemmings??

Human nature-More like the beast?

I never believed in such a thing as bad luck but I do wonder if there is some kind of energy we emit which attracts negativity?  Nature has a way of handling wounded animals. A predator eventually finds it-and it is toast. Is this what happens to humans as well?
I recently read a story about a man who is homeless in Las Vegas. He wrote of losing his job, then his wife and then his family. He found it difficult to recover.
He recently worked in construction. When the bust occurred  he lost a 60,000 plus a year job and his life fell apart. Another woman who was homeless had been a teacher. She has a Master's degree. She lost her job and is now living on the streets. She says she could never have imagined how it happened.
Our "safety net" for human lives has disintegrated. Those with jobs seem to think it is some personal flaw in an individual which precipitates the bad things that happen to other people.
I read these stories and I look outside at the 30 degree weather and I wonder how people survive?
It is really in our nature to turn away from those who suffer?
I used to think it wasn't. I used to think humanity was defined by the fact we as a culture, took care of others less fortunate.
Our capacity to care for other humans was the dividing line between humanity and  animal nature.
Is this no longer true? Are we no longer any different from animals trying to survive in this world?